MASTERING YOUR DEBT
Debt can feel overwhelming, but it doesn’t have to control your financial future. This comprehensive course equips you with the strategies and knowledge to confidently address your obligations, rebuild your credit, and secure a more stable financial position. With 5 modules and 29 focused lessons, we provide a clear, actionable path forward.
WHAT YOU WILL LEARN
This program goes beyond basic financial advice, offering a deep dive into the practical realities of debt management. You will gain a clear understanding of various debt types, learn how to accurately assess your current financial standing, and develop a personalized approach to tackling what you owe effectively.
We cover essential techniques for establishing or repairing credit, exploring the nuances of credit scores and reporting. The course also demystifies debt consolidation options, providing insights into their benefits and potential drawbacks so you can make informed decisions tailored to your situation.
Furthermore, you will learn proven strategies for negotiating with creditors, understanding your rights, and accessing professional help when necessary. For those facing extreme financial hardship, we provide a thorough examination of bankruptcy, outlining the processes and implications with clarity and objectivity.
MODULE 1: TACKLING WHAT YOU OWE (5 lessons)
Learn to accurately assess your current financial obligations and develop a strategic plan for repayment.
MODULE 2: STARTING OR RESTARTING YOUR CREDIT IN REAL LIFE (5 lessons)
Understand how credit works, build a positive credit history, and effectively repair damaged scores.
Curriculum
- 5 Sections
- 29 Lessons
- Lifetime
- Chapter 1: Tackling What You Owe5
- Chapter 2: Starting or Restarting Your Credit in Real Life5
- Chapter 3: Consolidating Your Debts3
- Chapter 4: Negotiating with Creditors and Getting Help8
- 4.1Getting Ready to Negotiate10 mins
- 4.2Getting Down to Business: Contacting Creditors10 mins
- 4.3Making the Agreement Official: Putting It in Writing10 mins
- 4.4Knowing the Deal with Credit Counseling10 mins
- 4.5Finding a Reputable Credit Counseling Agency10 mins
- 4.6Working with a Credit Counselor10 mins
- 4.7Avoiding Debt Settlement Firms10 mins
- 4.8Getting Relief If You Get Ripped Off10 mins
- Chapter 5: Considering Bankruptcy8
- 5.1Viewing Bankruptcy in a Historical Context10 mins
- 5.2Debunking Bankruptcy Myths10 mins
- 5.3Understanding What You Can Gain Through Bankruptcy10 mins
- 5.4Knowing What You Can Lose in Bankruptcy10 mins
- 5.5Considering Alternatives to Bankruptcy10 mins
- 5.6Introducing the Different Types of Personal Bankruptcy10 mins
- 5.7Weighing the Consequences of Not Filing Bankruptcy10 mins
- 5.8Using the Statute of Limitations10 mins
Instructor
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